Starting a business in the U.S. often involves overcoming a major hurdle: securing financing. Banks and financial institutions use credit scores as a key metric to assess an entrepreneur’s ability to repay debts. While having a well-structured business plan is essential, another critical factor is the personal and business credit score. An entrepreneur with a credit score above 700 is far more likely to secure loans with competitive interest rates. The credit score reflects the financial history of the individual…